Realtors Sue Blue Shield

Health coverage is going to be difficult for California Realtors from now on. California based Blue Shield, which used to offer health coverage for about 8,000 realtors and their families, has now decided to terminate its coverage abruptly. All the customers were informed through mails that their coverage would be active only till May 31, 2007. Reacting to the situation, California Association of Realtors has taken up the responsibility of defending its members and has sued Blue Shield.

Blue Shield has cancelled all agreements with its customers. Speaking on this, Colleen Badagliacco, President of California Association of Realtors, said that this was really a tough situation. The families are trying in vain to find a replacement for Blue Shield. She further added that Blue Shield had behaved in the most careless and irresponsible manner by not showing even a hint of sympathy about the health of more than 8000 families. The company is not ready to hold any discussions pertaining to this matter.

David Seldin, spokesperson of Blue Shield, said that the association had violated the agreement. According to the agreement, 75 percent of the association members should be enrolled in the Blue Shield Plan for their health insurance under the group coverage. Blue Shield had intimated the association regarding its decision in December itself and had also given the customers ample time to get a replacement.

But the association does not agree to the charges. According to their lawyer, the enrolled members in the guaranteed issue plan are more than 75 percent. The attorney said that almost 99 percent of the members have joined the plan. Blue Shield, which offers coverage to more than 3 million natives of California, states that under a group plan, 75 percent enrollment is prerequisite in order to preserve the interests of the company and also the individual.

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A Review of Blue Cross Blue Shield Health Insurance

Do you need health insurance? You should see a Blue Cross Blue Shield health insurance plan and you wouldn't have to search for any other alternatives. Blue Cross Blue Shield health insurance is available in most states. You should know that it is a reputable company offering health insurance plans for every budget and every need. You can buy a group or an individual policy from the insurance agents or from online vendors such as ehealthinsurance.com or medhealthinsurance.com. Of course, you can also purchase your health insurance from the direct site of the Blue Cross Blue Shield health insurance which is bcbs.com. There you can find many different plans available which can be compared side by side. This is how you can see what plan would best fit your needs. Finding and purchasing the best insurance plan for yourself or your company should not be confusing and difficult.

Blue Cross Blue Shield health insurance plans can be custom made to fit the needs of everyone, including individual, family and group. There are also additional plans for seniors to supplement medical care coverage as medical care doesn't cover everything and seniors need to pay prescription medications. It is good to know that all Blue Cross Blue Shield health insurance plans cover some prescription coverage for formulary and non-formulary medications. These insurance plans also offer options to purchase a three month supply at a discount price. There are many different plans available which vary in deductibles, co-pays, out-of-pocket-expenses. Maximum lifetime benefits could also be different. There are many options depending on if your plan is a Health Maintenance Organization, Preferred Provider Organization or Point of Service plan.

If you need more information on the different Blue Cross Blue Shield health insurance plans available, visit its website. You can also purchase individual and family policies online by paying a small fee. Apart from that, there are estimated premiums available when making a comparison between the many different types of Blue Cross Blue Shield health insurance plans. They can all be custom tailored to fit your general health status or any chronic illness you might suffer from. It is a well-known fact that people who have severe chronic health problems may be charged substantial premiums or even be denied coverage as they are considered uninsurable by some companies. However, this shouldn't confuse you. If you have any questions about Blue Cross Blue Shield health insurance, you can turn to the many customer service representatives available.

Morgan Hamilton offers expert advice and great tips regarding all aspects concerning health. Learn more at Blue Cross Blue Shield Health Insurance

Enhanced Online Features at Blue Cross Blue Shield Help You

Blue Cross/Blue Shield has been helping Americans receive affordable healthcare for decades. Without its existence, millions of hard-working American citizens would not receive the kind of care and treatment they deserve, especially after decades of paying taxes and helping to grow this great and prosperous nation.

Like many traditional socially-centered organizations, Blue Cross/Blue Shield has embraced the new technologies developed in recent years. In an effort to provide better service to Blue Cross/Blue Shield members, the organization has enhanced its website and now offers more services for people to use.

HealthIssues.com is one of the new online features now available at Blue Cross/Blue Shield. Surfers can access useful newsletters from the past year and the current one so that they may stay current with potential health issues and ways of dealing with them. The service can be initiated and terminated at any time. While active, members will receive a newsletter via e-mail every month with a host of useful information that is of vital importance to anyone concerned about their health. Health issues such as the avian flu epidemic sweeping Asia are just some of the hot topics covered in newsletters.

One of the other major improvements to the online website for Blue Cross/Blue Shield has to do with customer service. What was once formerly known as the “Contact Us” portion of the website has been changed to “Customer Service”. The enhancements to this section were made primarily due to overwhelming demand by Blue Cross/Blue Shield members.

One of the time-saving and beneficial advantages offered by the new service is to allow members to change the spelling of their name on official Blue Cross/Blue Shield documentation. What once was a time consuming task bogged down by red tape, this simple but essential service speeds up the correction of mistakes and ensures continuation of benefits without worry of interruption. The new online service also allows people to change date-of-birth and social security information as well.

The timely and useful enhancements to the Blue Cross/Blue Shield customer service section also allow members to access information about their individual enrollment plans to check for accuracy and updates to coverage. Also, at times when the service area for a local Plan is not available, members may access records without leaving the comfort of their own home.

Unfortunately, members cannot access their information at all times of the day or night. Access is only permitted at present on Monday thru Saturday, 7 a.m. – 9 p.m., EST. But, for persons that utilize the services during these hours, any changes made to their personal information will be posted and applied during the next business day. Plans are currently in the works to expand hours of access so that the website becomes even more convenient and useful to members.

Although not all transactions can be conducted online, the truth is that the new additions to the online services offered by Blue Cross/Blue Shield have made the entire process far more accessible and convenient for members. The newsletter provides members with critical healthcare information while the enhancements to customer service reduce waiting time and increase the ease of use for services.

For more information on Blue Cross Blue Shield, visit http://www.bluecrossblueshieldinfo.com.