Blue Cross Focal Renewal For Small Group Medical And Dental 2007

If your business has an effective date prior to December 1, 2003, you will be receiving you will receive your kit directly from Blue Cross. These kits will contain your groups' census information along with the ammended plan designs and rate increases. This advance notice will give us time to plan ahead and allow us to lock in your group business at current premium levels, with 12-month rate guarantees and anniversary health coverage renewal cycles, over the next few months. Today is not too early to lock in Blue Cross rates for April effective dates!
 

Eric Trost of Pension & Benefit insurance services continues to be your primary source for all your Blue Cross Focal Renewal needs. We are here once again to be your Focal Renewal resource! All medical and dental plans are effected by the upcoming Focal Renewal May 1, 2007. We can provide you with a summary of all rates by plan, by rate area, by pay period, and for any of the Blue Cross plans offered in the Blue Cross Elect portfolio depending on your contribution situation.
 

For more information on your Focal Renewal and support contact Eric Trost at Pension & Benefit Insurance Services, Inc., call toll free at 1 888-661-0700 or visit www.ca-health-insurance.net To review small business health insurance plans and rates from other major carriers please contact me today.

Keep in mind that there are no deletion of plans this year with the Blue Cross focal renewal. However, Blue Cross has inserted a couple of HSA type plans into their portfolio for this year.

For more information on BeneFits from Blue Cross employers can contact Eric Trost @ pension & Benefit Insurance Services, Inc., or call toll free at 1 888-661-0700 or visit http://www.ca-health-insurance.net To review small business health insurance plans and information please email or log on today http:http://www.ca-health-insurance.net

Blue Cross Insurance - Providing Health Insurance For One Third Of All Americans

Blue Cross insurance was the creation of Justin Ford Kimball who, in 1929, devised a plan to provide hospital care for school teachers in Dallas. The plan provided teachers with cover for up to twenty one days in hospitalization each year for a premium of six dollars.

From these humble beginnings the plan spread, first throughout Dallas and other areas of Texas and then nationwide, providing cover for employees across an ever widening range of employment.

Just ten years after it was born the Blue Cross symbol was adopted by the American Hospital Association for plans that met certain standards and this formal recognition provided Blue Cross insurance with a springboard for further growth.

In 1960 the growth in popularity of Blue Cross was such that the Blue Cross Association superseded the American Hospital Association commission and some twelve years later severed all ties with the commission.

Finally, in 1982, the Blue Cross Association merged with the National Association of Blue Shield Plans and the Blue Cross and Blue Shield Association we know today was formed.

The Blue Cross and Blue Shield Association is in effect a trade association for some thirty eight independent and locally, or regionally, operated Blue Cross and Blue Shield Plans. These together provide cover throughout the United States, as well as in the Canadian province, for millions of Americans (it is estimated that one in three Americans now carry a Blue Cross and Blue Shield card) and makes Blue Cross and Blue Shield the country's largest healthcare provider.

But Blue Cross and Blue Shield does much more than simply provide medical insurance cover on a group and individual basis.

The Association is now also the administrator for Social Security in a large number of states and often provides group cover for state government employees and for employees of the Federal government. As a result, officials within Blue Cross and Blue Shield work closely with government health policy makers at the very top levels of government and the Association plays a significant part in influencing the direction of government health policy.

It is amazing to think that a plan originally devised simply to provide cover for hospital bills for a small group of school teachers in Dallas has now developed not only into a nationwide plan providing cover for just about anything you can imagine from critical illness through long-term care, disability, life cover, dental cover, pharmacy cover and even cover for worldwide travel, but has also spawned an organization that is at the very heart of the healthcare system of the United States.

With such phenomenal growth in the past seventy five years and such a strong position today one can only imagine that Blue Cross and Blue Shield will continue to grow in the years ahead proving yet more and more cover for an ever growing number of customers.

To learn more about Blue Cross and Blue Shield and Blue Cross insurance please visit Blue Cross Insurance Today.

Blue Cross Insurance of California - What It Can Do For You

Are you a California resident who is currently without medical insurance? If you are, you will want to look into getting medical insurance, as it very important to you, your health, as well as your finances.

When it comes to getting medical insurance, you will want to examine a number of California health insurance companies. Although it is advised that you examine a number of different health insurance companies, you will want to definitely examine Blue Cross Blue Shield of California. One of the reasons for that is all of the things that having Blue Cross insurance of California can do for you. Just a few of the many things that it can do for you are touched on below.

Perhaps, one of the most important things that getting Blue Cross insurance of California can do for you is get you health insurance coverage. You likely already know how important health insurance is. Having Blue Cross insurance of California will give the ability to seek medical treatment whenever you need it. When you have health insurance, you are more likely to seek treatment when you need it, as you do not have to pay for the healthcare visits all on your own. For you, this is likely to not only improve your health, but it may help to keep your finances in good standing.

Another thing that you can get from getting Blue Cross insurance of California is peace of mind. Blue Cross Blue Shield is a well-known company. Blue Cross Blue Shield of California comes highly rated and recommended by past and present insurance subscribers. When you get Blue Cross insurance of California, you are not only guaranteed great coverage, but that great coverage should be backed up by affordable prices and amazing customer service. Whether you have a problem or would like to just reexamine your Blue Cross insurance of California policy, you can do so online or by talking to a Blue Cross insurance of California representative.

If you are interested in getting Blue Cross insurance of California, you will need to contact Blue Cross Blue Shield of California. As with having any questions or reexamining your policy, you can inquire about getting Blue Cross insurance of California online or over the phone. To get started, you will either want to place a phone call to the offices of Blue Cross Blue Shield of California or visit their online website. Doing so will not only allow you to learn more about Blue Cross Blue Shield’s available insurance plans, but their prices as well. Within a few minutes, an hour at the most, you could walk away with all of the information that you need to make one of the biggest decisions of you life; which health insurance policy you want to purchase.

The decision as to whether or not you want to get Blue Cross insurance of California is yours to make, but it is at least something worth look into. When getting something as important has health insurance, you can never be too sure. That is why it is advised that you do business with a well-known and reputable insurance company.

Evie Newsome is a writer for Every Health Plan . com where you will discover a wealth of resources about Blue Cross Insurance of California and other related information.

Blue Cross Insurance Comes Up With PHRs Model

Good quality health care is simply a means of having the right information in the right hands and at the right time. You might be an individual or a family person, every body require synchronized sort of health care information, which might be distinct among a number of physicians, hospitals, pharmacies, and even among few other health care providers. But in fact we are many years away from this system that are in fact fully interoperable.

Consumers would now have better-quality access to the health care information they may require sometime to optimize their health needs and thanks to a new personal health record (PHR) model being monitored by Blue cross health insurance plans.

America's Health Insurance Plans (AHIP) and the Blue Cross and Blue Shield Association (BCBSA) is now working in combine way to know the core health care information that comprises in PHRs, and have developed and pilot tested standards that as well allow consumers to move PHR data when they require to change their coverage. This makes sure that PHRs would certainly be moveable from one health insurer to another health insurer, as customers may request. Members of the two teams cover approximately 200 million people.

The diligence model PHR by Blue cross insurance is actually a private one, secure web-based tool that is preserved by an insurer that further comprise of a consumer's claims and governmental information. PHRs permit individual patients and their selected caregivers to appear and manage health care information and play a superior role in their own health care.

Consequently of health insurance also claims filed on behalf of policy holder, insurers have main information necessary to offer PHRs, and are in an elite position to build them for customers in the close to term. PHRs are dissimilar from the electronic health records that offers usually use to store and run full detailed clinical information. An estimation of 75 million people has PHRs all through health insurers, with millions more planning for the service during 2007.

Physicians tend to hearten insurers to aggress on a consistent set of core PHR data. Health insurers would take on innovating in the PHRs they get bigger, but the aim is to slot in core data elements into any PHR. These elements consist of patient histories, medications, immunizations, allergies, risks, plans of care, and as well few other information, which physicians know as the key data. The health insurance groups of people have set certain aim of incorporating the core data elements and put into practice the standards for portability from a previous insurer to a new insurer by 2008.

Sam Rosy is an expert in analyzing the insurance types especially in California and has produced lot of articles regarding the insurance types and its application. For further details Health insurance California and quotes view the site http://www.goodhealthquotes.com.To Contact Sam Rosy its samrosy@gmail.com

California Blue Cross Health Insurance – An Overview

Blue Cross of California, one of the state’s largest and most respected healthcare providers, has been in business for over 60 years. As times have changed, so has the company – making sure the almost 7 million people they serve get adequate health insurance.

The numbers are impressive – Blue Cross of California boasts more than 40,000 preferred provider physicians, 27,000 HMO physicians, and almost 4,000 vision providers. The company has over 400 participating hospitals and medical facilities. Blue Cross employs around 6500 employees statewide.

Not surprisingly, Blue Cross offers a wide range of plans and services ranging from several different medical and dental plans to disability and life insurance. Their wide range of plans, services and deductibles means a health plan for everybody, regardless of income or situation. They also offer several dental and vision plans as well as the workers’ compensation coverage, as required under state law.

Blue cross also offers health insurance under its “tonik health” subsidiary, aimed at young active people and priced with several different deductible plans offered.

Obtaining prescription drugs is inexpensive and convenient under most Blue Cross plans. The company administers prescription drugs and medication through its subsidiary company called Wellpoint. The company also offers a diverse array of specialist insurance products such as COBRA coverage, flexible spending accounts and pharmacy benefit management.

Blue Cross of California has a strong track record of innovation, and is proud of its ability to offer products to a diverse population – individuals, businesses of all sizes and seniors. They also provide health insurance for seniors and others eligible for state health insurance.

They also have a proud record of collaboration with education institutions and local organizations in helping with various health-related research projects. Blue Cross recently won a prestigious award from the EPA (Environmental Protection Agency) for its work in helping asthma sufferers – it’s the only health plan to receive such an award.

Visit our website to find the best term life insurance company, to get home insurance Phoenix, or to get health insurance Dallas.

 

Blue Cross Health Insurance-Coverage Considerations

There are several different types of health care insurance plans available. Some of which include HMO (Health Maintenance Organizations), and PPO (Preferred Provider Organizations). Blue Cross Health Insurance, and Blue Shield are the traditional type health insurance offered by mutual and stock companies.

Commercial insurance companies generally provide broad healthcare coverage, and are not really cost effective, or extremely efficient when delivering health care to patients.

However, Blue Cross Health Insurance differs in several ways when compared to other types of commercial insurance companies. One major difference is that many of their benefits are provided not on the basis of reimbursement, but rather on the basis of service. What does this mean? Rather then you paying the service provider and then being reimbursed by the company, Blue Cross Health Insurance pays the service provider directly for your treatment and services.

Blue Cross also establishes and maintains contractual relationships with doctors and hospitals. What this means is that in order for doctors and hospitals to participate with the Blue Cross Health Insurance plan, they must enter into a contract with the company. This contract defines the costs for the specific services provided to patients.

Blue Cross and Blue Shield are familiar names to most people. However, most do not understand that they are two very different types of health insurance. For all covered hospital services, Blue Cross Health Insurance is the plan to choose. For all covered physician services, it is Blue Shield. Blue Cross contracts with hospitals, Blue Shield contracts with physicians.

Blue Cross Health Insurance and Blue Shield are pre-paid health insurance plans. How this works is that you are required to pay a monthly premium to the insurance company in order to be covered for your medical services.

As a subscriber of Blue Cross Health Insurance, the hospital will be paid for each medical service claim provided. Generally, covered services would include pre-admission tests, chemotherapy, dialysis, physical therapy, diagnostic tests, emergencies, injuries, and minor surgeries. Specialized coverage for subscribers may be provided for families with dependent handicapped children. Additional coverage to include maternity benefits will also be available to subscribers.

Blue Cross may also offer supplemental coverage for catastrophic loss under the plan. Blue Shield, will handle coverage with your physicians. A Blue Shield participating physician will be paid directly as contracted and agreed upon. The amount paid, is pre-determined and is generally set on a basis of UCR (Usual, Customary, and Reasonable) rates as well as comparable rates being paid to physicians in the same area. Together, Blue Cross Health Insurance and Blue Shield are a consolidated company, and should be considered when looking for quality health insurance coverage.

Copyright ©2006 Carl DiNello

Carl DiNello is an Article Author whose articles are featured on websites covering the Internet's most popular topics.

To read more on this topic, please visit Health Insurance Information!

You may republish this article on your website, or e-zine so long as none of the content, or author information has been edited or changed in any way, and all links are left active and unchanged.

PHRs Model by Blue Cross Insurance

High quality health care today simply means having the right information in the right hands and at the right time. You may be an individual or a family, every body need concurrent access to health care information that might be discrete among a number of physicians, hospitals, pharmacies, and other health care providers. But in fact we are many years away from the system that are fully interoperable. Consumers would have superior access to the health care information they require to optimize their health and health care thanks to a new personal health record (PHR) model being urbanized by Blue cross health insurance plans.

America's Health Insurance Plans (AHIP) and the Blue Cross and Blue Shield Association (BCBSA) worked jointly to recognize the core health care information to comprise in PHRs, and have urbanized and pilot tested standards, which allow consumers to move PHR data when they actually change their coverage. This ensures that PHRs would surely be portable from health insurer to health insurer as customers have requested. Members of the two teams cover about 200 million people.

The industry model PHR by Blue cross insurance is in fact private, secure web-based tool preserved by an insurer, which contains a consumer's claims and organizational information. PHRs allow individual patients and their chosen caregivers to look and manage health care information and play a better role in their own health care.

Consequently of health insurance claims filed on behalf of consumers, insurers have most information required to give PHRs, and are in an exclusive position to build them for customers in the near term. PHRs are different from the electronic health records, which providers normally use to store and run detailed clinical information. A projected 75 million people have PHRs throughout health insurers, with millions more planned for the service during 2007.

Physicians tend to encourage insurers to accept a reliable set of core PHR data. Health insurers would carry on innovating in the PHRs they expand, but the aim is to slot in core data elements into every PHR. These elements comprise patient histories, medications, immunizations, allergies, risks, plans of care, and much other information, which physicians recognized as the key data. The health insurance groups of people have set an objective of incorporating the core data elements and implement the standards for portability from a previous insurer to a new insurer by 2008.

Tamil Selvi is a SEO Copywriter of Blue Cross Health Insurance. She written many articles in various topics.For more information visit: Blue Cross Blue Shield Insurance. contact her at tamil@searchenginegenie.com

 

How The Blue Cross Works

The Blue Cross is, in actuality, not a single company, but is instead a large conglomeration of companies that make up the Blue Cross Group of companies. These businesses that make up the Blue Cross include the leading companies with the highest financial stability in providing several medical services, such as travel insurance, personal accident insurance, and medical insurance, as well as Third Party Administered Plans for healthcare services, and many more similar products.

The grouping of companies under the Blue Cross has a solid experience of over fifty years. They pride themselves on their ability to maintain a steady level of excellence, while still giving all of their many clients comprehensive and practical services.

The commitment of Blue Cross, according to their own website, is to continually improve their own customer service, to ensure that the services that they provide their customers are always getting better. With the track record worthy of boasting, and a competent support staff, they feel confident that they are always equipped to provide customers will immediate service at high levels at any given time.

This level of service is especially important in the health industry. Certainly, we all expect good customer service from any company with which we do business, but with the utter basic importance of proper health services, companies like the Blue Cross allow us a bit more security and peace of mind in a world that seems to have lost a lot of its own stability and comfort. It is exactly that kind of assurance that the Blue Cross aims to give its clients.

Furthermore, the Blue Cross excels in its ability to provide a multitude of services at a high level, instead of just one. This convenience is important, especially when it comes to your health. When you are in need of health services, there is nothing more trying than having to deal with several different companies, all with their different requirements, forms, and levels of service. Blue Cross gives you everything in once place, with a standard level of high service, and the assurance that they’re easy to reach and will always be there when you need them.

Blue Cross has become the envy of the health industry, with its proud history, stable present, and bright future. It is an example of what proper health care services should look like in today’s level of quality and technology. It is refreshing to know that a company such as Blue Cross is out there to take care of millions throughout North America.

Richard Cussons is a prolific and diverse writer. You will find out more about The Blue Cross at Blue Cross Resources.

Enhanced Online Features at Blue Cross Blue Shield Help You

Blue Cross/Blue Shield has been helping Americans receive affordable healthcare for decades. Without its existence, millions of hard-working American citizens would not receive the kind of care and treatment they deserve, especially after decades of paying taxes and helping to grow this great and prosperous nation.

Like many traditional socially-centered organizations, Blue Cross/Blue Shield has embraced the new technologies developed in recent years. In an effort to provide better service to Blue Cross/Blue Shield members, the organization has enhanced its website and now offers more services for people to use.

HealthIssues.com is one of the new online features now available at Blue Cross/Blue Shield. Surfers can access useful newsletters from the past year and the current one so that they may stay current with potential health issues and ways of dealing with them. The service can be initiated and terminated at any time. While active, members will receive a newsletter via e-mail every month with a host of useful information that is of vital importance to anyone concerned about their health. Health issues such as the avian flu epidemic sweeping Asia are just some of the hot topics covered in newsletters.

One of the other major improvements to the online website for Blue Cross/Blue Shield has to do with customer service. What was once formerly known as the “Contact Us” portion of the website has been changed to “Customer Service”. The enhancements to this section were made primarily due to overwhelming demand by Blue Cross/Blue Shield members.

One of the time-saving and beneficial advantages offered by the new service is to allow members to change the spelling of their name on official Blue Cross/Blue Shield documentation. What once was a time consuming task bogged down by red tape, this simple but essential service speeds up the correction of mistakes and ensures continuation of benefits without worry of interruption. The new online service also allows people to change date-of-birth and social security information as well.

The timely and useful enhancements to the Blue Cross/Blue Shield customer service section also allow members to access information about their individual enrollment plans to check for accuracy and updates to coverage. Also, at times when the service area for a local Plan is not available, members may access records without leaving the comfort of their own home.

Unfortunately, members cannot access their information at all times of the day or night. Access is only permitted at present on Monday thru Saturday, 7 a.m. – 9 p.m., EST. But, for persons that utilize the services during these hours, any changes made to their personal information will be posted and applied during the next business day. Plans are currently in the works to expand hours of access so that the website becomes even more convenient and useful to members.

Although not all transactions can be conducted online, the truth is that the new additions to the online services offered by Blue Cross/Blue Shield have made the entire process far more accessible and convenient for members. The newsletter provides members with critical healthcare information while the enhancements to customer service reduce waiting time and increase the ease of use for services.

For more information on Blue Cross Blue Shield, visit http://www.bluecrossblueshieldinfo.com.