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Saturday, February 21, 2009

Realtors Sue Blue Shield

Health coverage is going to be difficult for California Realtors from now on. California based Blue Shield, which used to offer health coverage for about 8,000 realtors and their families, has now decided to terminate its coverage abruptly. All the customers were informed through mails that their coverage would be active only till May 31, 2007. Reacting to the situation, California Association of Realtors has taken up the responsibility of defending its members and has sued Blue Shield.

Blue Shield has cancelled all agreements with its customers. Speaking on this, Colleen Badagliacco, President of California Association of Realtors, said that this was really a tough situation. The families are trying in vain to find a replacement for Blue Shield. She further added that Blue Shield had behaved in the most careless and irresponsible manner by not showing even a hint of sympathy about the health of more than 8000 families. The company is not ready to hold any discussions pertaining to this matter.

David Seldin, spokesperson of Blue Shield, said that the association had violated the agreement. According to the agreement, 75 percent of the association members should be enrolled in the Blue Shield Plan for their health insurance under the group coverage. Blue Shield had intimated the association regarding its decision in December itself and had also given the customers ample time to get a replacement.

But the association does not agree to the charges. According to their lawyer, the enrolled members in the guaranteed issue plan are more than 75 percent. The attorney said that almost 99 percent of the members have joined the plan. Blue Shield, which offers coverage to more than 3 million natives of California, states that under a group plan, 75 percent enrollment is prerequisite in order to preserve the interests of the company and also the individual.

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Tuesday, February 17, 2009

Blue Cross Insurance - Providing Health Insurance For One Third Of All Americans

Blue Cross insurance was the creation of Justin Ford Kimball who, in 1929, devised a plan to provide hospital care for school teachers in Dallas. The plan provided teachers with cover for up to twenty one days in hospitalization each year for a premium of six dollars.

From these humble beginnings the plan spread, first throughout Dallas and other areas of Texas and then nationwide, providing cover for employees across an ever widening range of employment.

Just ten years after it was born the Blue Cross symbol was adopted by the American Hospital Association for plans that met certain standards and this formal recognition provided Blue Cross insurance with a springboard for further growth.

In 1960 the growth in popularity of Blue Cross was such that the Blue Cross Association superseded the American Hospital Association commission and some twelve years later severed all ties with the commission.

Finally, in 1982, the Blue Cross Association merged with the National Association of Blue Shield Plans and the Blue Cross and Blue Shield Association we know today was formed.

The Blue Cross and Blue Shield Association is in effect a trade association for some thirty eight independent and locally, or regionally, operated Blue Cross and Blue Shield Plans. These together provide cover throughout the United States, as well as in the Canadian province, for millions of Americans (it is estimated that one in three Americans now carry a Blue Cross and Blue Shield card) and makes Blue Cross and Blue Shield the country's largest healthcare provider.

But Blue Cross and Blue Shield does much more than simply provide medical insurance cover on a group and individual basis.

The Association is now also the administrator for Social Security in a large number of states and often provides group cover for state government employees and for employees of the Federal government. As a result, officials within Blue Cross and Blue Shield work closely with government health policy makers at the very top levels of government and the Association plays a significant part in influencing the direction of government health policy.

It is amazing to think that a plan originally devised simply to provide cover for hospital bills for a small group of school teachers in Dallas has now developed not only into a nationwide plan providing cover for just about anything you can imagine from critical illness through long-term care, disability, life cover, dental cover, pharmacy cover and even cover for worldwide travel, but has also spawned an organization that is at the very heart of the healthcare system of the United States.

With such phenomenal growth in the past seventy five years and such a strong position today one can only imagine that Blue Cross and Blue Shield will continue to grow in the years ahead proving yet more and more cover for an ever growing number of customers.

To learn more about Blue Cross and Blue Shield and Blue Cross insurance please visit Blue Cross Insurance Today.

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Friday, February 13, 2009

Why You Should Examine Your Local Blue Cross of California Provider

Are you an individual who resides in the state of California? If you are, are you also looking to get health insurance coverage for you or your family? If you are self-employed or if your currently employer doesn’t have a healthcare program, you will need to buy your own insurance. When doing that, there are a number of individuals who turn to the internet.

When using the internet to buy health insurance, you will find that there are a number of health insurance companies that offer insurance to those living in the state of California. While you are advised to examine a number of different insurance companies, you may want to place your focus on your local Blue Cross of California provider. A Blue Cross of California provider is one who specializes in selling Blue Cross Blue Shield insurance. Even if you have never had Blue Cross Blue Shield insurance before, you likely have already heard of the company, as they are well-known, all across the country.

When it comes to examining a local Blue Cross of California provider, there are a large number of individuals who wonder why they should examine their local Blue Cross Blue Shield chapter. Many of these individuals are the ones who rely on comparison websites. Comparison websites are supposed to give you accurate information on available insurance plans, as well as insurance quotes. While it is nice to familiarize yourself with numerous insurance providers and plans at all once, it is important that you know not all insurance companies participate in these comparison websites. That is why you may think that you are saving money on health insurance by using a comparison website, but you may actually be limiting yourself.

If you are interested in learning more about Blue Cross Blue Shield insurance, it is advised that you contact your local Blue Cross of California provider. The good news when doing this is that you have a number of different options. You can place a phone call to the Blue Cross of California provider center or you can use the internet, by visiting the Blue Cross Blue Shield of California website. Perhaps, that the biggest reason as to why you should at least speak with a Blue Cross of California provider is because it is easy to do. Even if you are limited on time, you should be able to get all of your questions answered, whether it be over the phone, through email, or just by visiting the Blue Cross of California provider website.

Another one of the many reasons why you should examine your local Blue Cross of California provider is because of Blue Cross Blue Shield’s reputation. As it was previously mentioned, they are well-known, all across the country. The good news is that they are well-known for their wide range of affordable health insurance plans, as well as their outstanding customer service department. When looking for health insurance in California, that it is the type of service that you should be looking for.

Evie Newsome is a writer for Every Health Plan . com where you will discover a wealth of resources about a Blue Cross of California Provider and other related information.

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Blue Cross Insurance of California - What It Can Do For You

Are you a California resident who is currently without medical insurance? If you are, you will want to look into getting medical insurance, as it very important to you, your health, as well as your finances.

When it comes to getting medical insurance, you will want to examine a number of California health insurance companies. Although it is advised that you examine a number of different health insurance companies, you will want to definitely examine Blue Cross Blue Shield of California. One of the reasons for that is all of the things that having Blue Cross insurance of California can do for you. Just a few of the many things that it can do for you are touched on below.

Perhaps, one of the most important things that getting Blue Cross insurance of California can do for you is get you health insurance coverage. You likely already know how important health insurance is. Having Blue Cross insurance of California will give the ability to seek medical treatment whenever you need it. When you have health insurance, you are more likely to seek treatment when you need it, as you do not have to pay for the healthcare visits all on your own. For you, this is likely to not only improve your health, but it may help to keep your finances in good standing.

Another thing that you can get from getting Blue Cross insurance of California is peace of mind. Blue Cross Blue Shield is a well-known company. Blue Cross Blue Shield of California comes highly rated and recommended by past and present insurance subscribers. When you get Blue Cross insurance of California, you are not only guaranteed great coverage, but that great coverage should be backed up by affordable prices and amazing customer service. Whether you have a problem or would like to just reexamine your Blue Cross insurance of California policy, you can do so online or by talking to a Blue Cross insurance of California representative.

If you are interested in getting Blue Cross insurance of California, you will need to contact Blue Cross Blue Shield of California. As with having any questions or reexamining your policy, you can inquire about getting Blue Cross insurance of California online or over the phone. To get started, you will either want to place a phone call to the offices of Blue Cross Blue Shield of California or visit their online website. Doing so will not only allow you to learn more about Blue Cross Blue Shield’s available insurance plans, but their prices as well. Within a few minutes, an hour at the most, you could walk away with all of the information that you need to make one of the biggest decisions of you life; which health insurance policy you want to purchase.

The decision as to whether or not you want to get Blue Cross insurance of California is yours to make, but it is at least something worth look into. When getting something as important has health insurance, you can never be too sure. That is why it is advised that you do business with a well-known and reputable insurance company.

Evie Newsome is a writer for Every Health Plan . com where you will discover a wealth of resources about Blue Cross Insurance of California and other related information.

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Wednesday, February 11, 2009

Blue Cross Insurance Comes Up With PHRs Model

Good quality health care is simply a means of having the right information in the right hands and at the right time. You might be an individual or a family person, every body require synchronized sort of health care information, which might be distinct among a number of physicians, hospitals, pharmacies, and even among few other health care providers. But in fact we are many years away from this system that are in fact fully interoperable.

Consumers would now have better-quality access to the health care information they may require sometime to optimize their health needs and thanks to a new personal health record (PHR) model being monitored by Blue cross health insurance plans.

America's Health Insurance Plans (AHIP) and the Blue Cross and Blue Shield Association (BCBSA) is now working in combine way to know the core health care information that comprises in PHRs, and have developed and pilot tested standards that as well allow consumers to move PHR data when they require to change their coverage. This makes sure that PHRs would certainly be moveable from one health insurer to another health insurer, as customers may request. Members of the two teams cover approximately 200 million people.

The diligence model PHR by Blue cross insurance is actually a private one, secure web-based tool that is preserved by an insurer that further comprise of a consumer's claims and governmental information. PHRs permit individual patients and their selected caregivers to appear and manage health care information and play a superior role in their own health care.

Consequently of health insurance also claims filed on behalf of policy holder, insurers have main information necessary to offer PHRs, and are in an elite position to build them for customers in the close to term. PHRs are dissimilar from the electronic health records that offers usually use to store and run full detailed clinical information. An estimation of 75 million people has PHRs all through health insurers, with millions more planning for the service during 2007.

Physicians tend to hearten insurers to aggress on a consistent set of core PHR data. Health insurers would take on innovating in the PHRs they get bigger, but the aim is to slot in core data elements into any PHR. These elements consist of patient histories, medications, immunizations, allergies, risks, plans of care, and as well few other information, which physicians know as the key data. The health insurance groups of people have set certain aim of incorporating the core data elements and put into practice the standards for portability from a previous insurer to a new insurer by 2008.

Sam Rosy is an expert in analyzing the insurance types especially in California and has produced lot of articles regarding the insurance types and its application. For further details Health insurance California and quotes view the site http://www.goodhealthquotes.com.To Contact Sam Rosy its samrosy@gmail.com

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Monday, February 2, 2009

California Blue Cross Health Insurance – An Overview

Blue Cross of California, one of the state’s largest and most respected healthcare providers, has been in business for over 60 years. As times have changed, so has the company – making sure the almost 7 million people they serve get adequate health insurance.

The numbers are impressive – Blue Cross of California boasts more than 40,000 preferred provider physicians, 27,000 HMO physicians, and almost 4,000 vision providers. The company has over 400 participating hospitals and medical facilities. Blue Cross employs around 6500 employees statewide.

Not surprisingly, Blue Cross offers a wide range of plans and services ranging from several different medical and dental plans to disability and life insurance. Their wide range of plans, services and deductibles means a health plan for everybody, regardless of income or situation. They also offer several dental and vision plans as well as the workers’ compensation coverage, as required under state law.

Blue cross also offers health insurance under its “tonik health” subsidiary, aimed at young active people and priced with several different deductible plans offered.

Obtaining prescription drugs is inexpensive and convenient under most Blue Cross plans. The company administers prescription drugs and medication through its subsidiary company called Wellpoint. The company also offers a diverse array of specialist insurance products such as COBRA coverage, flexible spending accounts and pharmacy benefit management.

Blue Cross of California has a strong track record of innovation, and is proud of its ability to offer products to a diverse population – individuals, businesses of all sizes and seniors. They also provide health insurance for seniors and others eligible for state health insurance.

They also have a proud record of collaboration with education institutions and local organizations in helping with various health-related research projects. Blue Cross recently won a prestigious award from the EPA (Environmental Protection Agency) for its work in helping asthma sufferers – it’s the only health plan to receive such an award.

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